Description

Get The Point: Not All Carve-Outs Look the Same 

Carve-outs have become a major part of the benefits conversation, but the term itself can mean very different things depending on the solution, the population, and the problem an employer is trying to solve.

In the next installment of Innovative Benefit Planning’s Get The Point webinar series, CEO and managing partner, Terriann Procida and Tom Andaloro, Underwriting Analyst, will break down the world of carve-outs: what they are, how they work, and why not all carve-outs look—or perform—the same. From PBMs and pharmacy carve-outs to specialty programs and targeted solutions designed around specific conditions, services, or cost drivers, this session will explore the different ways employers can carve out components of their health plan to create greater transparency, improve outcomes, and better manage costs. 

Terriann and Tom will bring both strategic and underwriting perspectives to the conversation, helping employers understand how different models work, where they may fit within an overall benefits strategy, and what to consider when evaluating cost, risk, disruption, integration, and potential value. Because the goal isn’t to collect more point solutions. It’s to identify the right solution for the right problem, and understand how all the pieces work together. 

Not all carve-outs look the same. Let’s Get The Point.

SHRM, CPE, and HRCI credit approved.