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NJM Insurance Group Introduces NJM ProEdge Businessowners and Commercial Excess and Umbrella Policies

NJM Insurance Group Introduces NJM ProEdge Businessowners and Commercial Excess and Umbrella Policies

Extends Commercial Lines Offerings to Provide Total Account Solution for Small Businesses


May 11, 2021 – West Trenton, NJ – NJM Insurance Group is now writing businessowners policies and corresponding excess and umbrella policies in New Jersey.

“NJM has a proud legacy of serving New Jersey business owners with value-based insurance solutions with a focus on service,” said Mitch Livingston, NJM president and CEO. “Our new commercial policies allow us to expand on this commitment to businesses throughout the state.”

The ProEdge Businessowners Policy provides protection for property and liability risks associated with small businesses. NJM’s Commercial Excess and Umbrella policy can expand coverage and provide higher limits of liability for ProEdge policyholders. Businesses can apply for these products by connecting with a Premier agent at  Entities with 7 or fewer employees may also apply for coverage directly at

“NJM has been protecting customers through uncertain times for 108 years,” said Arjay Pedalino, NJM vice president of commercial lines. “We are excited to partner with our Premier agent network to provide our ProEdge Businessowners Policy and commercial excess and umbrella policy and help businesses thrive.”

The product launch comes at a time when the Company is implementing its multi-year strategic plan, widening its geographic footprint as a regional carrier. The Company is among the leading writers of workers’ compensation insurance in the Mid-Atlantic region. It offers business insurance in Connecticut, Delaware, Maryland, New Jersey, New York, and Pennsylvania.

About NJM Insurance Group

NJM is among the Mid-Atlantic's leading property and casualty insurers. Founded in 1913, NJM's mission is to provide value-based insurance solutions to its policyholders with the highest levels of service, integrity, and financial stewardship. The Company operates in a mutual fashion for the exclusive benefit of its policyholders. Headquartered in West Trenton, NJ, NJM employs nearly 2,500 workers. For more, visit

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